Welcome to Our Online Loan Referral Service

5 18 reviews

3450 Bonita Rd #108, Chula Vista, CA 91910, USA
+1 (619) 678-1123
www.bayequityhomeloans.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

Feedback about Bay Equity Home Loans?

Here you see the feedback of our clients.

Good rate, great service, and exceeded my expectations.

Charlene Watsica

Always tried to give great customer service to exceed clients expectation.

Rosanna Runolfsson II

We've had the pleasure to work with Ray and team at Bay Equity.

Sanford Boehm

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Chula Vista, California

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to issue loans in Chula Vista, California. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bay Equity Home Loans help issue a payday loan in Chula Vista, California?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by payday lenders to take out a loan. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Chula Vista, California may help enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

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Oportun

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CCS Title Loan Services - LoanMart Huntington Park

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www.800loanmart.com

Loan Concepts

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+1 (562) 691-5800

F&M Bank

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www.myfmbank.com

Stanford Federal Credit Union

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+1 (650) 723-2509

www.sfcu.org

ATM - Umpqua Bank

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+1 (530) 865-6060

locations.umpquabank.com

Money Management International (MMI)

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+1 (866) 226-0278

www.moneymanagement.org

USA Title Loan Services – Loanmart El Cerrito

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+1 (619) 618-0698

www.800loanmart.com

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