Welcome to Our Online Loan Referral Service

5 6 reviews

884 Eastlake Pkwy, Chula Vista, CA 91915, USA
+1 (800) 334-8788
northisland.ccu.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1995-05-16

Mailing Address

Company Name

Contact Data

Feedback about North Island Credit Union?

Here you get acquainted with the reviews of our clients.

Thanks to North Island Credit Union for helping out when money is urgently needed. I have been applying to this service for over a year and everything is always honest, without hidden commissions.

Cassie Stehr

The loan is transferred easily and quickly. There is a minus - a great fee when paying back a loan.

Christ Hayes

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Chula Vista, California

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to take out payday loans in Chula Vista, California. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will North Island Credit Union help take out a payday loan in Chula Vista, California?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Chula Vista, California may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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