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5 75 reviews
Loan agency in Chula Vista, California

790 Broadway, Chula Vista, CA 91910, USA
+1 (619) 409-1596
www.advanceamerica.net
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the opinions of our customers.

The customer services staff always offer me an amazing service.

Gayle Kiehn DDS

This location has excellent attention to customers.

Ms. Cecelia Okuneva

Awsome customer service.

Prof. Leonor Satterfield

Pay Attention

The previous three items charactirize a specific lender. But below you can read general information about payday loans.

Payday Loans in Chula Vista, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online cash advance loans can be the easiest solution to your short-term financial troubles in Chula Vista , California because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

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