Welcome to Our Online Loan Referral Service

3.5 8 reviews

15342 Lakeshore Dr, Clearlake, CA 95422, USA
+1 (707) 995-4140
www.westamerica.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you get acquainted with some of the reviews of our customers.

A good loan provider. These guys quickly processed my application. Had funds in my account the next evening. If you need some extra money urgently, this is the best loan provider, I’m telling you!

Loy Wilkinson

Used Westamerica Bank for the second time. The lender is credible. They always keep you informed on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.

Rosalia Gulgowski

Thank you Westamerica Bank for assisting me when I needed cash urgently to pay for car repair. I have applied through this website twice and everything was smooth. This is the most credible lender with no hidden fees. Highly recommended!!!

Prof. Riley Funk

I contacted Westamerica Bank for help. Everything was done very quickly. Had the funds in my account the next day. Employees are very nice. Best experience!

Darrel Hodkiewicz

Pay Attention

The previous three items charactirize a precise company. But below you can read common information about payday loans.

Payday Loans in Clearlake, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Clearlake, California. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are assured that you can afford payments punctually.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

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