J Check Cashing Payday Loans Review

5 reviews

Organization owner?

1490 N Mt Vernon Ave, Colton, CA 92324, USA

What people think about J Check Cashing?

Below you find some of the testimonials of our clients.

Unsatisfied client! Was rejected for no reason. My credit was average.

Prof. Reilly Beer

I took out cash advance from J Check Cashing 3 times. Repaid all my loans as agreed. Last morning wanted to borrow more, but they approved me for only $300 ???

Ernestine Mosciski IV

The website does not work so I can not apply for the money…

Dr. Chelsey Gutkowski Sr.

Seems a fraudulent company. They ask for too many personal data. I think it’s dangerous to spread such details [online|on the Internet. You’d better find another company.

Carley Thompson

I took out cash advance from J Check Cashing 3 times. Paid back all my loans successfully. Yesterday wanted to borrow more, but they approved me for only $300 ???

Larue Schamberger

I took out payday loan from J Check Cashing 3 times. Paid back all my loans in a timely manner. Today wanted to borrow more, but they approved me for only $100 ???

Griffin Olson

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Colton, New York

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Colton, New York. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. They will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.