Welcome to Our Online Loan Referral Service

3 reviews

558 Market St, Colusa, CA 95932, USA
+1 (800) 421-2575
www.mboc.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2001-06-01

Mailing Address

1951 CHURN CREEK RD, REDDING, CA, 96002-0246, United States

Company Name

Collins, Jeff

Redding Bank of Commerce

Contact Data

[email protected]

5302243333

What people think about Merchants Bank of Commerce?

Below you see some of the opinions of our clients.

Was invited to a wedding but was empty at that time. A friend recommended me to apply for a loan via Merchants Bank of Commerce. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was very easy.

Miss Roberta Olson I

Last week I urgently needed $800 to pay for a business trip. I submitted an application form via the website of Merchants Bank of Commerce. I entered the basic personal information. No phone calls. The requested amount was approved within a few minutes. The money was transferred to my bank account within 3 hours. Great lender!

Mr. Nathaniel Howe III

Online application. I only entered an ID and a bank account. Same day approval. The first time I was accepted for $600 only. Hope the available amount will increase next time. Interest rate is competitive. Repaid the debt even before the due date. If desired, the term can be also extended.

Raheem Stiedemann

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Colusa, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Colusa, Illinois. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in a timely manner.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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