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3 2 reviews

1333 Willow Pass Rd Suite 100, Concord, CA 94520, USA
+1 (925) 688-0808
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you grapple with the reviews of our customers.

I recommend Westamerica Bank to everyone, I am applying for the second time. Everything is great!

Dr. Justyn Schowalter

Thanks to the team of Westamerica Bank. Quick solution of the arisen issues, quick decision on the loan. I definitely recommend this company.

Shakira Senger

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Westamerica Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Carlotta Mraz

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Concord, Massachusetts

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Problem-free financial products are known as payday loans in Concord, ma. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

23% small loan cap

How will Westamerica Bank help issue a payday loan in Concord, Massachusetts?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Concord, Massachusetts. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Concord, California

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+1 (626) 433-4840

Umpqua Bank

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+1 (925) 906-9179

locations.umpquabank.com

Bank of the West - ATM

206 Tennant Station, Morgan Hill, CA 95037, USA

+1 (800) 488-2265

www.bankofthewest.com

Speedy Cash

100 N Raymond Ave, Fullerton, CA 92831, USA

+1 (714) 449-0116

www.speedycash.com

Advance America

1600 Howard Rd, Madera, CA 93637, USA

+1 (559) 673-6658

www.advanceamerica.net

Tri Counties Bank

211 W East Ave, Chico, CA 95926, USA

+1 (530) 879-5830

branch.tcbk.com

Welcare Financial Group

1668 El Camino Real, San Carlos, CA 94070, USA

+1 (650) 802-9288

Technology Credit Union

43848 Pacific Commons Blvd, Fremont, CA 94538, USA

+1 (510) 353-1655

www.techcu.com

ATM (Union Bank)

16880 Bernardo Center Dr, San Diego, CA 92128, USA

+1 (858) 485-5830

www.unionbank.com

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