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1 reviews

1170 Concord Ave, Concord, CA 94520, USA
+1 (800) 627-3999
www.mechanicsbank.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about ATM Mechanics Bank?

Here you grapple with the feedback of our clients.

Yesterday I needed extra money, I decided to addressed ATM Mechanics Bank. They quickly approved the amount necessary, and besides, they offered reasonable terms at a low interest rate.

Noemie Lubowitz

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Alberto Greenholt

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Domenick Emmerich

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Concord, Massachusetts

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Concord, Massachusetts is taken out simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

23% small loan cap

How will ATM Mechanics Bank help issue a payday loan in Concord, Massachusetts?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Concord, ma consider this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be ready to objectively assess financial solvency, take out a loan, pay off the debt on a due date and not only cope with current issues, but improve the credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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