Stearns Lending Inc Payday Loans Review

Loan agency in Concord, California

Organization owner?

1390 Willow Pass Rd #380, Concord, CA 94520, USA

+1 (925) 603-1700

What people think about Stearns Lending Inc?

Below you see some of the opinions of our customers.

Recently I experienced the most unexpected situation in my life. I suddenly needed $1000 to pay for medical bills. This company assisted me asap. They were the only website that accepted me for the requested amount. I solved all my problems. I will 100% recommend this website to my friends. Best service ever.

Prof. Susie Kautzer

I contacted Stearns Lending Inc for financial assistance. Everything was done very quickly. Had the funds in my account the next morning. Employees are very understading. Good experience!

Carlee Borer

They approve applicants immediately and transfer funds the next day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Delia O'Reilly Sr.

I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only round the clock lender with reasonable rates in my area.

Freeda Hilpert

Important

Above there is information about a definite company. Below you can review common characteristics of payday loans.

Payday Loans in Concord, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

It is simple and speedy to get accepted for payday loans in Concord, Massachusetts. The interest rate will be set specifically for each consumer and will depend on the personal data the applicant filled in.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.