Welcome to Our Online Loan Referral Service

5 reviews

600 W 19th St # F, Costa Mesa, CA 92627, USA
+1 (949) 645-3278
Thursday
9:30AM–5:30PM
Friday
8:30AM–7PM
Saturday
10AM–5PM
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM

Feedback about Niki's Fast Cash?

Here you grapple with the reviews of our clients.

Niki's Fast Cash applied for a cash advance secured by a car for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Dr. Marlee Gottlieb IV

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.

Miss Krista Nicolas V

Money was urgently needed. I left an online application in Niki's Fast Cash. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was deposited to my card.

Fay Jaskolski MD

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Costa Mesa, California

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Costa Mesa, California are issued hassle-free. The interest rate is conditional on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Niki's Fast Cash help take out a payday loan in Costa Mesa, California?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Costa Mesa, California. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Costa Mesa, California

Service First Financial

1035 E Chapman Ave, Orange, CA 92866, USA

+1 (714) 633-3800

www.bankatfirst.com

Premier America Credit Union

173 N Moorpark Rd Suite C, Thousand Oaks, CA 91360, USA

+1 (800) 772-4000

www.premieramerica.com

Montana Capital Car Title Loans

5044 York Blvd, Los Angeles, CA 90042, USA

+1 (323) 498-1909

montanacapital.com

$ Check Into Ca$h

82280 CA-111, Indio, CA 92201, USA

local.checkintocash.com

ATM - Umpqua Bank

805 Eleventh St, Lakeport, CA 95453, USA

+1 (707) 263-7500

locations.umpquabank.com

Car Title Loans California

911-953 N Euclid Ave # 65, Upland, CA 91786, USA

+1 (909) 639-3734

www.cartitleloanscalifornia.com

Grandpoint Bank

16861 Ventura Blvd #100, Encino, CA 91436, USA

+1 (818) 501-2265

www.grandpointbank.com

Bank of America (with Drive-thru ATM)

2345 Borchard Rd, Newbury Park, CA 91320, USA

+1 (805) 376-1500

locators.bankofamerica.com

First Bank

6300 Canoga Ave Suite 1570, Woodland Hills, CA 91367, USA

+1 (818) 226-3235

www.first.bank

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