Feedback about Niki's Fast Cash?
Here you grapple with the reviews of our clients.
Niki's Fast Cash applied for a cash advance secured by a car for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Dr. Marlee Gottlieb IV
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.
Miss Krista Nicolas V
Money was urgently needed. I left an online application in Niki's Fast Cash. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was deposited to my card.
Fay Jaskolski MD
Pay Attention
Further there will be shown the details about not a exact lending company. The information below will explain general information about payday loans and its specific features.
Payday Loans in Costa Mesa, California
Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.
Payday loans in Costa Mesa, California are issued hassle-free. The interest rate is conditional on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Niki's Fast Cash help take out a payday loan in Costa Mesa, California?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then a customer should submit an application to get a proposal from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Costa Mesa, California. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Costa Mesa, California
Community West Bank
122 East Betteravia Rd, Santa Maria, CA 93454, USA
+1 (805) 938-1690
www.communitywestbank.com
First Northern Bank
2270 Douglas Blvd #100, Roseville, CA 95661, USA
+1 (916) 787-8510
www.thatsmybank.com
Bank of the West
10230 Paramount Blvd, Downey, CA 90241, USA
+1 (562) 928-3361
www.bankofthewest.com
Mechanics Bank - Kensington Branch
279 Arlington Ave, Kensington, CA 94707, USA
+1 (510) 527-2223
www.mechanicsbank.com
