Welcome to Our Online Loan Referral Service

4.5 8 reviews

24034 Camino Del Avion, Dana Point, CA 92629, USA
+1 (949) 248-4444
calbanktrust.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

Feedback about California Bank & Trust?

Here you get acquainted with the feedback of our customers.

Unbelievable happy folks, no need too small for immediate help or assistance.

Ila Paucek

Great customer service!!

Dr. Holly Bayer Jr.

Very personable and helpful.

Mrs. Shaina Kiehn

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Dana Point, California

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Dana Point, California is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will California Bank & Trust help take out a payday loan in Dana Point, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to issue a cash advance. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Dana Point, California may help enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Dana Point, California

U.S. Bank Branch

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+1 (760) 754-3040

locations.usbank.com

ACE Cash Express

1825 Countryside Dr, Turlock, CA 95380, USA

+1 (209) 669-3900

www.acecashexpress.com

Choice Financial Network

8181 E Kaiser Blvd, Anaheim, CA 92808, USA

+1 (714) 919-8105

choicefinancialgroup.com

Mechanics Bank - Walnut Creek Headquarters

1111 Civic Dr, Walnut Creek, CA 94596, USA

+1 (800) 797-6324

www.mechanicsbank.com

Montana Capital Car Title Loans

6670 Miramar Rd, San Diego, CA 92121, USA

+1 (858) 264-3559

montanacapital.com

Bank of America (with Drive-thru ATM)

16192 Harbor Blvd, Fountain Valley, CA 92708, USA

+1 (714) 418-2987

locators.bankofamerica.com

Hawthorn Quick Check MONEYGRAM

12823 Prairie Ave, Hawthorne, CA 90250, USA

+1 (310) 978-1100

U.S. Bank Branch

720 E Colorado Blvd, Pasadena, CA 91101, USA

+1 (626) 397-4924

locations.usbank.com

Travis Credit Union

2600 Estates Dr, Fairfield, CA 94533, USA

+1 (707) 449-4000

www.traviscu.org

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