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4.3 3 reviews

694 Pleasant Valley Rd, Diamond Springs, CA 95619, USA
+1 (530) 626-5701
www.eldoradosavingsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-04-04

Mailing Address

Company Name

Contact Data

What people think about El Dorado Savings Bank?

Below you read some of the testimonials of our customers.

It's always been fantastic service now it's been 14 years

Madonna Miller

This branch has no night deposit and is closed Saturday's

Adelia Skiles Jr.

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Diamond Springs, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Diamond Springs, California is are easy to access. The interest rate is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

APR Calculator

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