Welcome to Our Online Loan Referral Service

4.5 2 reviews

1507 Center Ave, Dos Palos, CA 93620, USA
+1 (209) 392-2300
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you get acquainted with the feedback of our clients.

I have a problem with paying off a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address Westamerica Bank. They really helped.

Cortney Dietrich II

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Demond Thompson

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to contact Westamerica Bank. They really helped out.

Mr. Leonardo Emard DDS

I suffered an unpleasant situation in my life. I urgently required extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Dr. Toney Considine

I recommend Westamerica Bank to everyone, I am applying for the second time. Everything is great!

Jany Nikolaus

Pay Attention

Lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Dos Palos, California

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Dos Palos, California is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help issue a loan in Dos Palos, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Dos Palos, California. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Dos Palos, California

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+1 (951) 766-4100

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Union Bank

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HSBC Bank

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The Check Cashing Place

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+1 (760) 433-3647

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Montana Capital Car Title Loans

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+1 (714) 576-5989

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LendJet Payday Loans

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+1 (424) 313-5026

lendjet.org

Montana Capital Car Title Loans

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+1 (323) 870-6855

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