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Loan agency in Downey, California

8129 E Florence Ave #202, Downey, CA 90240, USA
+1 (562) 928-9800

Domain Info

Created Date


Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Lending?

Below you get acquainted with some of the reviews of our clients.

They only ask for an ID to get approve. Last week I was fined and needed extra funds to hold on. These guys accepted me although I had a bad credit score. Online and legit process. Very happy!!

Ardella Kutch

Stearns Lending seems trustworthy. At least they have no hidden fees. This was the only company that approved me for a payday loan.

Georgette Nolan

Fast application. I only entered an ID and a bank account. Fast lending decision. The first time I was accepted for $400 only. Hope the limit will increase next time. Interest rate is fair. Repaid the debt even before the due date. If necessary, the term can be also extended.

Ms. Janiya Reilly PhD

Recently I experienced the most desperate situation in my life. I suddenly needed $700 to cover utility bills. This company helped me very quickly. They were the only company that approved me for the requested amount. I solved all my problems. I will definitely recommend this lender to my family. Best service ever.

Mr. Manuela Lubowitz Jr.


Below you can review general information about payday loans and their common characteristics.

Payday Loans in Downey, Idaho

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your sudden financial problems in Downey , Idaho because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.



Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people apply for cash advances?


Car expenses








Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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