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4.4 150 reviews
Loan agency in El Cajon, California

380 Broadway Ste 103, El Cajon, CA 92021, USA
+1 (619) 447-4547
www.speedycash.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

2002-04-30

Mailing Address

Company Name

Contact Data

Feedback about Speedy Cash?

Here you read the feedback of our clients.

… with a smile. The ladies showed patience when explaining the process or paperwork. Getting a Payday loan for the first time, was an easy process. I believe that Juliana …

Lia Rau

… open and days open. CONVENIENT that i can go to any of their locations. Online acess and no writing checks each transaction done. My favorite payday loan place to go to.

Myrtis Wiegand

Julie was great at helping out with payday loan and even gave me more help with speedy Cash support 😁👌💯

Dorian O'Hara

We are really happy with the service we received.

Aric Auer V

Went to give my return business and was refused service due to no mask.

Ed Dibbert

Amazing people, great customer service.

Miss Sarai Dickinson DDS

Liz was such a GREAT help ! Super Great at her job ! Thank you for fast and easy service ! Get your PAY DAY LOANS HERE !

Ms. Kari Trantow V

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in El Cajon, California

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

This financial product in El Cajon, California is taken out simply and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Speedy Cash help take out a payday loan in El Cajon, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in El Cajon, California. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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First Financial

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+1 (800) 315-7791

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Pacific Capital Mortgage

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+1 (760) 613-1952

Community Bank of Santa Maria

2739 Santa Maria Way, Santa Maria, CA 93455, USA

+1 (805) 922-2900

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Mechanics Bank - Broad Street Branch

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