What people think about Payday?
Below you get acquainted with some of the opinions of our customers.
Used Payday for the 4th time. The lender is fair. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra funds.
Nona Stark
Thank you for the top-quality service. Your employess helped me throughout the process. It’s cool that you only need an ID to get funds.
Josie Abshire
I am a loyal customer of Payday. It is very convenient to apply online. The APR was affordable. Their managers always reply in a timely manner.
Rita Koelpin II
Recently I experienced the most unpleasant situation in my life. I suddenly needed $700 to pay for utility bills. This company assisted me very quickly. They were the only institution that accepted me for the necessary amount. I dealt with all my problems. I will surely recommend this lender to my friends. Best service ever.
Maia Ziemann
Important
Now you can see general features of payday loans.
Payday Loans in El Cajon, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your sudden financial troubles in El Cajon , California because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in El Cajon, California
ATM - Umpqua Bank
500 Auburn Folsom Rd Suite 200, Auburn, CA 95603, USA
+1 (530) 887-8182
locations.umpquabank.com
Redwood Credit Union
2460 Mendocino Ave A, Santa Rosa, CA 95403, USA
+1 (707) 545-4000
www.redwoodcu.org
Oak Valley Community Bank
307 Old Mammoth Rd, Mammoth Lakes, CA 93546, USA
+1 (760) 924-0990
www.ovcb.com
ATM - Umpqua Bank
2779 E Bidwell St Suite 400, Folsom, CA 95630, USA
+1 (916) 983-4144
locations.umpquabank.com
Beverly Loan Company
9440 S Santa Monica Blvd #101, Beverly Hills, CA 90210, USA
+1 (310) 807-1568
www.beverlyloan.com
Bank of the West
1112 Galleria Blvd Ste 170, Roseville, CA 95678, USA
+1 (916) 787-5220
www.bankofthewest.com
Bank of America ATM
955 Main St, Red Bluff, CA 96080, USA
+1 (844) 401-8500
locators.bankofamerica.com
USA Title Loan Services – Loanmart San Bernardino
25716 E Baseline St, San Bernardino, CA 92410, USA
+1 (909) 453-2003
www.800loanmart.com
