What people think about Payday?
Below you get acquainted with some of the opinions of our customers.
Used Payday for the 4th time. The lender is fair. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra funds.
Nona Stark
Thank you for the top-quality service. Your employess helped me throughout the process. It’s cool that you only need an ID to get funds.
Josie Abshire
I am a loyal customer of Payday. It is very convenient to apply online. The APR was affordable. Their managers always reply in a timely manner.
Rita Koelpin II
Recently I experienced the most unpleasant situation in my life. I suddenly needed $700 to pay for utility bills. This company assisted me very quickly. They were the only institution that accepted me for the necessary amount. I dealt with all my problems. I will surely recommend this lender to my friends. Best service ever.
Maia Ziemann
Important
Now you can see general features of payday loans.
Payday Loans in El Cajon, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your sudden financial troubles in El Cajon , California because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in El Cajon, California
ATM - Umpqua Bank
373 W St Charles St, San Andreas, CA 95249, USA
+1 (209) 754-1883
locations.umpquabank.com
Montana Capital Car Title Loans
1122 W Washington Blvd C-2, Montebello, CA 90640, USA
+1 (323) 345-6605
montanacapital.com
Evolution Lending
401 N Milpas St, Santa Barbara, CA 93103, USA
+1 (805) 899-2274
www.evolutionlending.com
Cashback Loans
14135 Francisquito Ave #102, Baldwin Park, CA 91706, USA
+1 (626) 960-7300
www.cashbackloans.com
Sunwest Bank - Irvine Banking Office
2050 Main St Suite 100, Irvine, CA 92614, USA
+1 (949) 752-1471
www.sunwestbank.com
ATM - Umpqua Bank
1545 River Park Dr Suite 101, Sacramento, CA 95815, USA
+1 (916) 929-9762
locations.umpquabank.com
