Welcome to Our Online Loan Referral Service

3.9 11 reviews

1024 Graves Ave, El Cajon, CA 92021, USA
+1 (619) 440-0411
calbanktrust.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

What people think about California Bank & Trust?

Below you read some of the testimonials of our customers.

Great customer service

Jackson Streich

Not everyone has a credit card and a debit isn’t good enough for you folks.

Prof. Abdullah Schinner I

Important

Now you can review general characteristics of payday loans.

Payday Loans in El Cajon, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in El Cajon, California. Loans from payday lenders can get you money same day. Your APR will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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