Domain Info
Created Date
2017-11-17
Mailing Address
California, United States
Company Name
Contact Data
Feedback about Wheelhouse Credit Union - El Cajon?
Here you grapple with the feedback of our clients.
I trusted Wheelhouse Credit Union - El Cajon when it was necessary to get a payday loan. I submitted an application quickly. No problems.
Miss Sabina Bergnaum I
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.
Deondre Tremblay
Pay Attention
Payday lenders are described in the first three points. Below info defines general information about payday loans.
Payday Loans in El Cajon, California
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in El Cajon, California are issued problem-free. The interest percentage is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Wheelhouse Credit Union - El Cajon help issue a payday loan in El Cajon, California?
- 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in El Cajon, California. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
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