Welcome to Our Online Loan Referral Service

3.7 10 reviews

306 Broadway, El Cajon, CA 92021, USA
+1 (619) 297-4835
www.wheelhousecu.com
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2017-11-17

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Wheelhouse Credit Union - El Cajon?

Here you grapple with the feedback of our clients.

I trusted Wheelhouse Credit Union - El Cajon when it was necessary to get a payday loan. I submitted an application quickly. No problems.

Miss Sabina Bergnaum I

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Deondre Tremblay

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in El Cajon, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in El Cajon, California are issued problem-free. The interest percentage is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Wheelhouse Credit Union - El Cajon help issue a payday loan in El Cajon, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in El Cajon, California. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Provident Credit Union (Hayward Community Branch)

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+1 (800) 632-4600

providentcu.org

MVP Car Title Loans

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+1 (408) 571-6751

www.mvpautotitleloan.com

Payday Money Centers- Tustin

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+1 (714) 544-5899

www.paydaymoneycenters.com

Neighbor Payday Loans Salinas

1611 Bunker Hill Way # 302, Salinas, CA 93906, USA

Union Bank

144 N China Lake Blvd, Ridgecrest, CA 93555, USA

+1 (760) 375-4425

blw.unionbank.com

Express Payday Loans

11 Town Center Pkwy, Santee, CA 92071, USA

+1 (619) 393-3949

express-paydayloans.com

Joe Parsons - Pinnacle Home Loans

7080 Donlon Way #211, Dublin, CA 94568, USA

+1 (925) 383-2846

www.pfscalifornia.com

Caltech Employees Federal Credit Union

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+1 (818) 354-3280

www.caltechefcu.org

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