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4 reviews

580 N 2nd St, El Cajon, CA 92021, USA
www.unionbank.com
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
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Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Feedback about ATM (Union Bank)?

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Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in El Cajon, California

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in El Cajon, California is taken out easily and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will ATM (Union Bank) help issue a payday loan in El Cajon, California?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in El Cajon, California. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in El Cajon, California

Coast Central Credit Union Giuntoli

1551 Giuntoli Ln, Arcata, CA 95521, USA

+1 (707) 445-8801

www.coastccu.org

MVP Car Title Loans

39899 Balentine Dr #200, Newark, CA 94560, USA

+1 (408) 675-4311

www.mvpautotitleloan.com

Basline Check Chasier

1574 W Base Line St #105, San Bernardino, CA 92411, USA

One Hour Car Title Loans Perris

150 N Case Rd, Perris, CA 92570, USA

+1 (951) 435-0808

1hourcartitleloans.com

California Bank & Trust

4320 La Jolla Village Dr Suite 100, San Diego, CA 92122, USA

+1 (858) 677-2990

calbanktrust.com

Xpress Title Loans

33942 7th St, Union City, CA 94587, USA

+1 (510) 822-8451

xpresstitleloan.com

Lendio Anaheim

1303 W Valencia Dr #236, Fullerton, CA 92833, USA

+1 (714) 613-8515

www.lendio.com

Big Oak Financial & Tax Services

19791 CA-88 #4, Pine Grove, CA 95665, USA

+1 (209) 296-4051

Summit State Bank

1001 Vine St, Healdsburg, CA 95448, USA

+1 (707) 433-5959

www.summitstatebank.com

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