Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about ATM (Union Bank)?
Here you grapple with the reviews of our customers.
I have a problem with paying back a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to contact ATM (Union Bank). They really helped.
Chyna Russel III
Good service with a favorable rate. Money transferred immediately, I always use ATM (Union Bank).
Icie Nader V
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Silas Brekke
I trusted ATM (Union Bank) when it was necessary to get a cash advance. I submitted an application quickly. No problems.
Dale Klocko Jr.
Pay Attention
Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in El Cajon, California
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
This financial product in El Cajon, California is taken out easily and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will ATM (Union Bank) help issue a payday loan in El Cajon, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a borrower should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in El Cajon, California. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
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Mission Hills Mortgage Bankers
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OneMain Financial
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+1 (424) 341-5023
www.onemainfinancial.com
