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And honestly just like my mom had a great experience so did I.
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Now you can see general features of payday loans.
Payday Loans in El Cajon, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in El Cajon, California is are simple to access. The APR is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in El Cajon, California
Advance America
280 E Sepulveda Blvd, Carson, CA 90745, USA
+1 (310) 830-4960
www.advanceamerica.net
American Financial Network, Inc.
1200, 27132 B Paseo Espada #1221, San Juan Capistrano, CA 92675, USA
+1 (949) 342-6174
www.afn-corp.com
Net America Lending
324 Oak St # P, Bakersfield, CA 93304, USA
+1 (661) 326-5480
paydayloanservices.org
Stonecrest Financial
4300 Stevens Creek Blvd UNIT 275, San Jose, CA 95129, USA
+1 (408) 557-0700
stonecrestfinancial.net
Rasonsky Financial Services
1050 Northgate Dr, San Rafael, CA 94903, USA
+1 (415) 453-1311
www.rasonsky.com
Pacific Western Bank
6110 El Tordo, Rancho Santa Fe, CA 92067, USA
+1 (858) 756-3023
www.pacwest.com
Mission Federal Credit Union
710 Carlsbad Village Dr, Carlsbad, CA 92008, USA
+1 (800) 500-6328
www.missionfed.com
