Welcome to Our Online Loan Referral Service

Loan agency in El Cajon, California

833 Broadway #200, El Cajon, CA 92021, USA
+1 (619) 937-7115

Feedback about Simple Loan Inc?

Here you see the feedback of our clients.

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Tanya Durgan

The cash advance is transferred easily and quickly. There is a minus - a great commission when returning a loan.

Cynthia Heaney

Simple Loan Inc seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Tommie Dach

Money was urgently required. I submitted an online application in Simple Loan Inc. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Brandt Lehner

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in El Cajon, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and quick to take out loans in El Cajon, California. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Simple Loan Inc help issue a loan in El Cajon, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in El Cajon, ca review this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only cope with current problems, but enhance the credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in El Cajon, California

Alaska USA Federal Credit Union

18985 Bear Valley Rd Ste 1, Apple Valley, CA 92308, USA

+1 (800) 525-9094

www.alaskausa.org

Advance America

317 W Olive Ave, Madera, CA 93637, USA

+1 (559) 673-2993

www.advanceamerica.net

ACE Cash Express

1190 E F St #6A, Oakdale, CA 95361, USA

+1 (209) 845-2274

www.acecashexpress.com

Pacific Premier Bank

325 S Santa Fe Ave Suite 101, Vista, CA 92083, USA

+1 (760) 298-5022

www.ppbi.com

Tri Counties Bank ATM

255 S Main St, Willits, CA 95490, USA

+1 (800) 922-8742

www.tcbk.com

Westamerica Bank

1 Mitchell Blvd, San Rafael, CA 94903, USA

+1 (415) 491-5930

www.westamerica.com

Bank of Stockton (Rio Vista)

230 Main St, Rio Vista, CA 94571, USA

+1 (707) 374-5032

www.bankofstockton.com

Bank of Stockton (Sonora)

242 S Washington St, Sonora, CA 95370, USA

+1 (209) 532-3631

www.bankofstockton.com

Westamerica Bank

1311 Sanguinetti Rd # A # A, Sonora, CA 95370, USA

+1 (209) 536-1000

www.westamerica.com

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