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The payday loan is transferred easily and quickly. There is a minus - a great interest rate when paying off a loan.
Albertha Will
Money was urgently needed. I left an online application in AAA Discount Auto Pawn. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was credited to my card.
Elinor Beer
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use AAA Discount Auto Pawn. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Andy Erdman
Thanks to AAA Discount Auto Pawn for helping when money is emergenctly needed. I have been applying to this company for more than a year and everything is always honest, without hidden commissions.
Jazlyn Considine
Pay Attention
Above-specified info offers the details about a exact lender. Below-shown info is oriented on common information about payday loans.
Payday Loans in El Cajon, California
A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.
Such financial products as payday loan in El Cajon, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will AAA Discount Auto Pawn help issue a loan in El Cajon, California?
- 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every borrower should enter the following data:
Then a borrower should submit an application to get an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A adverse factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial solvency to approve the form. Cash advance in El Cajon, California may help level up your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in El Cajon, California
Bank of the West
1566 Monterey Rd Suite 30, San Jose, CA 95110, USA
+1 (408) 998-6671
www.bankofthewest.com
Bank of America ATM
1555 Riverlake Rd, Byron, CA 94514, USA
+1 (844) 401-8500
locators.bankofamerica.com
Kinecta Federal Credit Union - Redondo Beach
1767 S Elena Ave, Redondo Beach, CA 90277, USA
+1 (800) 854-9846
www.kinecta.org
Navy Federal Credit Union
39826 Winchester Rd, Temecula, CA 92591, USA
+1 (888) 842-6328
www.navyfederal.org
El Cajon Title Loans Group
233 N Mollison Ave # 4, El Cajon, CA 92021, USA
+1 (619) 500-7851
titleloansgroup.com
ACE Cash Express
2600 Buck Owens Blvd, Bakersfield, CA 93308, USA
+1 (661) 637-2020
www.acecashexpress.com
CDC Small Business Finance
555 12th St #500, Oakland, CA 94607, USA
+1 (510) 597-2163 ext. 8900
cdcloans.com
ACE Cash Express
27300 Hesperian Blvd, Hayward, CA 94545, USA
+1 (510) 264-9500
www.acecashexpress.com
