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5 2 reviews
Loan agency in El Cajon, California

1440 E Main St, El Cajon, CA 92021, USA
+1 (619) 590-2400
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–5PM
Saturday
9:30AM–3PM
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM

Feedback about AAA Discount Auto Pawn?

Here you grapple with the reviews of our clients.

The payday loan is transferred easily and quickly. There is a minus - a great interest rate when paying off a loan.

Albertha Will

Money was urgently needed. I left an online application in AAA Discount Auto Pawn. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was credited to my card.

Elinor Beer

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use AAA Discount Auto Pawn. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Andy Erdman

Thanks to AAA Discount Auto Pawn for helping when money is emergenctly needed. I have been applying to this company for more than a year and everything is always honest, without hidden commissions.

Jazlyn Considine

Pay Attention

Above-specified info offers the details about a exact lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in El Cajon, California

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in El Cajon, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will AAA Discount Auto Pawn help issue a loan in El Cajon, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial solvency to approve the form. Cash advance in El Cajon, California may help level up your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in El Cajon, California

Altaone Federal Credit Union

11211 River Run Blvd, Bakersfield, CA 93311, USA

+1 (661) 664-2515

altaone.org

Bank of America ATM

24801 Del Prado Ave, Dana Point, CA 92629, USA

+1 (844) 401-8500

The Brookline Group

4400 Nogales Dr, Tarzana, CA 91356, USA

+1 (818) 343-2452

www.thebrooklinegroup.org

First Bank Loan Production Agency

100 Oceangate #525, Long Beach, CA 90802, USA

+1 (800) 760-2265

www.first.bank

Gold N Loans

8875 Foothill Blvd, Rancho Cucamonga, CA 91730, USA

+1 (909) 941-2233

www.goldnloans.com

Bank of the West

758 Tucker Rd, Tehachapi, CA 93561, USA

+1 (661) 822-4491

www.bankofthewest.com

First Foundation Bank

1601 Response Rd Ste 190, Sacramento, CA 95815, USA

+1 (916) 283-8042

www.firstfoundationinc.com

Bank of America ATM

200 W Branch St, Arroyo Grande, CA 93420, USA

+1 (844) 401-8500

www.bankofamerica.com

Jack's Jewlery and Loan

4025 Sepulveda Blvd, Culver City, CA 90230, USA

+1 (310) 398-7296

jacksjewelryandloan.com

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