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Created Date
1995-05-16
Mailing Address
Company Name
Contact Data
Feedback about North Island Credit Union?
Here you see the feedback of our clients.
Best Customer Service, never a long wait in line...
Dr. Isabel Okuneva II
Aurora Rico excelete service thank you!
Mr. Griffin Kuhlman Sr.
The staff here is always very friendly.
Connor Bayer DDS
Pay Attention
Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.
Payday Loans in El Cajon, California
The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.
Such financial products as payday loan in El Cajon, California is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will North Island Credit Union help issue a payday loan in El Cajon, California?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then a client should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in El Cajon, California. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in El Cajon, California
OneMain Financial
1121 E Alosta Ave, Azusa, CA 91702, USA
+1 (626) 335-0617
www.onemainfinancial.com
Bank of Stockton (Carson Oaks)
6808 Pacific Ave, Stockton, CA 95207, USA
+1 (209) 929-1924
www.bankofstockton.com
5 Star Car Title Loans
1632 Sierra Gardens Dr, Roseville, CA 95661, USA
+1 (916) 347-4877
5starloans.com
OneMain Financial
3646 S Bristol St, Santa Ana, CA 92704, USA
+1 (714) 445-0040
www.onemainfinancial.com
California Check Cashing Stores
135 Peabody Rd, Vacaville, CA 95687, USA
+1 (707) 455-0146
www.ccfi.com
Bank of the Sierra
40884 Sierra Dr, Three Rivers, CA 93271, USA
+1 (559) 561-5910
www.bankofthesierra.com
