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4.7 36 reviews
Loan agency in El Cajon, California

303 N 2nd St, El Cajon, CA 92021, USA
+1 (619) 440-8000
locations.moneytreeinc.com
Sunday
10AM–4PM
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–8PM

Domain Info

Created Date

1998-04-01

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Moneytree?

Here you see the reviews of our clients.

This location has the most friendly staff.

Elijah O'Reilly

Greatest place and trustful to send money Strongly recommend this place

Samara Weimann

Great service never had a problem

Dr. Brenden Hill IV

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in El Cajon, California

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to take out loans in El Cajon, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Moneytree help take out a payday loan in El Cajon, California?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in El Cajon, ca will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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