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5 258 reviews
Loan agency in El Centro, California

1523 Main St Ste. #107, El Centro, CA 92243, USA
+1 (760) 370-0878
www.advanceamerica.net
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our customers.

Great service easy to apply love the staff

Katheryn Mann

Very professional, Myriam and her team always offer the best customer service!!

Jaime Osinski

Very helpful always happy and have customers in and out in a timely manner :)

Mrs. Savanna Bergnaum

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in El Centro, California

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in El Centro, California. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in El Centro, California?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to issue a loan. The lending company process many aspects such as financial solvency to approve the application. Cash advance in El Centro, California may help level up your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in El Centro, California

Oportun

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+1 (562) 263-2002

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Union Bank

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+1 (951) 766-6666

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Fremont Bank

40031 Mission Blvd, Fremont, CA 94539, USA

+1 (510) 440-3012

www.fremontbank.com

CalPrivate Bank

4675 MacArthur Ct #1450, Newport Beach, CA 92660, USA

+1 (949) 345-7600

calprivate.bank

AltaOne Federal Credit Union

5946 Lake Isabella Blvd, Lake Isabella, CA 93240, USA

+1 (760) 379-4671

altaone.org

East West Bank

2825 Via Campo, Montebello, CA 90640, USA

+1 (323) 723-2311

www.eastwestbank.com

5 Star Car Title Loans

14477 Amargosa Rd #6, Victorville, CA 92392, USA

+1 (760) 973-4632

5starloans.com

Montana Capital Car Title Loans

3380 El Cajon Blvd, San Diego, CA 92104, USA

+1 (619) 202-0292

montanacapital.com

Union Bank

15205 Sunset Blvd, Pacific Palisades, CA 90272, USA

+1 (424) 280-8060

blw.unionbank.com

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