Welcome to Our Online Loan Referral Service

3.8 15 reviews

4311 Town Center Blvd #400, El Dorado Hills, CA 95762, USA
+1 (877) 465-3361
www.golden1.com
Friday
10AM–5PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1995-01-13

Mailing Address

Company Name

Contact Data

What people think about Golden 1 Credit Union?

Below you read some of the testimonials of our customers.

They make you feel like golden one family lol.

Edyth Turner

Understaffed, terrible service, usually really long wait in line....

Miss Caleigh Torphy PhD

Great customer service!!

Devan Dooley

Important

The previous three items describe a certain lending service. But below you can read general details about payday loans.

Payday Loans in El Dorado Hills, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your sudden financial difficulties in El Dorado Hills , California because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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