Welcome to Our Online Loan Referral Service

3.3 4 reviews

3884 San Pablo Dam Rd, El Sobrante, CA 94803, USA
+1 (510) 262-7400
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - El Sobrante Branch?

Here you get acquainted with the feedback of our customers.

Responsive personalized banking.

Prof. Sid Schumm I

The customer service just really got to me this time.

Isaiah Dicki

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in El Sobrante, California

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in El Sobrante, California is issued simply and quickly. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - El Sobrante Branch help take out a loan in El Sobrante, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in El Sobrante, ca review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only solve current problems, but enhance the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in El Sobrante, California

U.S. Bank Branch

989 Avenida Pico, San Clemente, CA 92673, USA

+1 (949) 366-8960

locations.usbank.com

Rooney Crull Financial

9820 Willow Creek Rd #430, San Diego, CA 92131, USA

+1 (858) 408-1400

Check Into Cash

907 N Sunset Ave, La Puente, CA 91744, USA

+1 (626) 917-0543

local.checkintocash.com

Bank of the West

6213 Santa Teresa Blvd, San Jose, CA 95119, USA

+1 (408) 998-6744

www.bankofthewest.com

Pacific Service Credit Union

3000 Clayton Rd, Concord, CA 94519, USA

+1 (888) 858-6878

www.pacificservice.org

United Business Bank

2 Harrison St Suite 158, San Francisco, CA 94105, USA

+1 (415) 568-9300

www.unitedbusinessbank.com

Bank of the West

3509 El Camino Ave, Sacramento, CA 95821, USA

+1 (916) 483-6601

www.bankofthewest.com

Navy Federal Credit Union

4920 Adobe Rd, Twentynine Palms, CA 92277, USA

+1 (888) 842-6328

www.navyfederal.org

OneMain Financial

2252 S Euclid Ave Ste E, Ontario, CA 91762, USA

+1 (909) 579-3164

www.onemainfinancial.com

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