Welcome to Our Online Loan Referral Service

3.7 3 reviews

9245 Laguna Springs Dr #100, Elk Grove, CA 95758, USA
+1 (916) 683-6240
www.principal.com
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1995-01-09

Mailing Address

711 HIGH ST, DES MOINES, IA, 50392-0001, United States

Company Name

Principal Financial Services, Inc.

Principal Financial Services, Inc.

Contact Data

[email protected]

+1.5152483289

+1.9999999999

Feedback about Principal Financial Group - Elk Grove?

Here you read the reviews of our clients.

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Alice Renner Sr.

Good service with a favorable percentage. Money deposited immediately, I always use Principal Financial Group - Elk Grove.

Prof. Kylie Gleichner

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Dallas Waelchi I

Good service with a reasonable rate. Money deposited immediately, I always use Principal Financial Group - Elk Grove.

Ms. Destini Wisozk II

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Elk Grove, California

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Elk Grove, California are taken out easily. The interest rate depends on the customer's person-related data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Principal Financial Group - Elk Grove help take out a loan in Elk Grove, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Elk Grove, California. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

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Bank of the West

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