Welcome to Our Online Loan Referral Service

3.8 30 reviews

8255 Laguna Blvd #180, Elk Grove, CA 95758, USA
+1 (916) 569-5400
www.schools.org
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about SchoolsFirst Federal Credit Union - Elk Grove?

Here you get acquainted with the reviews of our clients.

I'm very satisfied and happy with the service and the staff are very helpful.

Hector Kuhic

Horrible costumer service and are rude to customers.

Dr. Oda Schinner MD

All staff warm and friendly..!!

Vito Smitham

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Elk Grove, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Elk Grove, California is taken out easily and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SchoolsFirst Federal Credit Union - Elk Grove help take out a payday loan in Elk Grove, California?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the request. Cash advance in Elk Grove, California may help enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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StatedIncome.com

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