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4.7 28 reviews
Loan agency in Elk Grove, California

5109 Laguna Blvd Ste. 1, Elk Grove, CA 95758, USA
+1 (916) 691-9021
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the reviews of our clients.

… and friendly. I always look forward to coming in when I need to take out a payday loan because I know I'll be greeted with a friendly and familiar face. The customers …

Jeff Stokes

Good service with friendly staff.

Aubree White

Always strike up a conversation while transaction, manager is so sweet!!

Ms. Delores Ondricka Jr.

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Elk Grove, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Elk Grove, California are issued easily. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a payday loan in Elk Grove, California?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial solvency to approve the form. Payday loans in Elk Grove, California may help enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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