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4.1 15 reviews
Loan agency in Encinitas, California

206 N El Camino Real, Encinitas, CA 92024, USA
+1 (760) 942-0566
www.paydaymoneycenters.com
Wednesday
10AM–6:30PM
Thursday
10AM–6:30PM
Friday
10AM–6:30PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6:30PM
Tuesday
10AM–6:30PM
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Domain Info

Created Date

2008-09-22

Mailing Address

Company Name

Contact Data

Feedback about Payday Money Centers- Encinitas?

Here you get acquainted with the feedback of our customers.

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Encinitas, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue loans in Encinitas, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Payday Money Centers- Encinitas help issue a payday loan in Encinitas, California?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a loan. The lender review many aspects such as financial solvency to approve the request. Cash advance in Encinitas, California may help level up your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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Union Bank

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Cash Uno

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5 Star Personal Loans

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Advance America

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+1 (661) 758-6080

www.advanceamerica.net

Advance America

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+1 (805) 474-8412

www.advanceamerica.net

First Northern Bank

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+1 (707) 447-8600

www.thatsmybank.com

Check Into Cash

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+1 (209) 951-3802

local.checkintocash.com

Family Car Title Loans

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