Welcome to Our Online Loan Referral Service

5 reviews

288 N El Camino Real, Encinitas, CA 92024, USA
+1 (800) 334-8788
northisland.ccu.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1995-05-16

Mailing Address

Company Name

Contact Data

What people think about North Island Credit Union?

Below you see some of the testimonials of our customers.

Recently I experienced the most difficult situation in my life. I suddenly needed $700 to deal with medical bills. This lender helped me immediately. They were the only website that approved me for the required amount. I sorted out all my problems. I will surely recommend this company to my family. Best service in my life.

Stanton Stiedemann

Many thanks to North Island Credit Union. I recently had some issues with repaying my bank loan and they approved me for a payday loan. Best loan provider! Managed to deal with my debts and signed with relief.

Ocie Grant

Used North Island Credit Union for the third time. The lender is credible. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra funds.

Kale Grimes

Used North Island Credit Union for the third time. The company is legit. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.

Murphy Blick

Many thanks to North Island Credit Union. I recently had some issues with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to cover my issues and signed with relief.

Dereck Steuber

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Encinitas, California

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Encinitas, California. The APR will be set individually for each client and will depend on the personal details the applicant filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can make payments without delays.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

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