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Loan agency in Escondido, California

1637 E Valley Pkwy #152, Escondido, CA 92027, USA
+1 (760) 747-3540

What people think about Hidden Valley Lending?

Below you see some of the testimonials of our customers.

Hidden Valley Lending seems fair. They rescued me twice. The first cash advance approved was small – $200, but next time the limit was increased to $800. Paid off the loan on time. The employees were understanding, they gave detailed answers to all my questions. No issues. But their rates are average.

Lori Rempel

I needed $600 to buy a dress on a sale. The only solution was to apply for a payday loan. Found a lot of loan providers online. Hidden Valley Lending seemed the most legit financial institution in Escondido.

Sophie Greenholt II

I applied for the first loan in my life, was approved immediately despite the fact that I had debts already. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my area charge sky high interest!

Myrtice Leuschke

I recommend Hidden Valley Lending to every person who need extra funds. I’ve been using them for 4th time. Always best possible service!

Lily Nolan Jr.

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Escondido, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your temporary financial troubles in Escondido , California because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

APR Calculator

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Bank of America Mortgage

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Sierra Central Credit Union

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+1 (800) 222-7228

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PSG Capital Partners Inc.

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+1 (844) 386-3774

www.psgcapitalfunds.com

ACE Cash Express

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+1 (909) 881-7373

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5 Star Car Title Loans

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CFSC The Check Cashing Place National City

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+1 (619) 477-9999

locations.cfsc.com

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