Welcome to Our Online Loan Referral Service

3.5 6 reviews

300 W Grand Ave Suite 100A, Escondido, CA 92025, USA
+1 (760) 432-0900
www.onewestbank.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

Feedback about OneWest Bank?

Here you grapple with the reviews of our clients.

Each of the employees knows me by name and I get great service.

Nayeli Hill

I received a receipt from the ATM saying 'PIN Tries Exceeded.

Amanda Smitham Sr.

Pay Attention

Further there will be presented the details about not a exact lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Escondido, California

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out loans in Escondido, California. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneWest Bank help take out a loan in Escondido, California?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Escondido, ca will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Escondido, California

California Bank & Trust

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+1 (858) 792-4770

calbanktrust.com

TFC Title Loans Oxnard CA

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+1 (844) 242-3543

tfctitleloans.com

Xpress Title Loans

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+1 (707) 504-0915

xpresstitleloan.com

Stanford Federal Credit Union

300 Pasteur Dr #1106, Palo Alto, CA 94304, USA

+1 (650) 723-2509

www.sfcu.org

Wells Fargo Bank

3680 Taylor Rd, Loomis, CA 95650, USA

+1 (916) 652-0423

www.wellsfargo.com

Navy Federal Credit Union

234 N Balsam St, Ridgecrest, CA 93555, USA

+1 (888) 842-6328

www.navyfederal.org

Advance America

1525 A S Broadway, Santa Maria, CA 93454, USA

+1 (805) 925-5493

www.advanceamerica.net

Cash Loan 888 / Préstamo Efectivo

5550 Franklin Blvd Suite 103, Sacramento, CA 95820, USA

+1 (916) 573-4949

www.cashloan888.com

SafeAmerica Credit Union

6001 Gibraltar Dr, Pleasanton, CA 94588, USA

+1 (800) 972-0999

www.safeamerica.com

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