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3.3 13 reviews

303 W Grand Ave, Escondido, CA 92025, USA
+1 (760) 745-8111
blw.unionbank.com
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about Union Bank?

Here you read the feedback of our customers.

Very polite and excellent service!

Mr. Walter Hilpert

Worse customer service.

Dejah Renner MD

Nothing but nice employees and all willing to help.

Justyn Waelchi

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Escondido, California

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Escondido, California is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a loan in Escondido, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Escondido, ca review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only handle current issues, but enhance the credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

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React Funding

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