Welcome to Our Online Loan Referral Service

3.6 8 reviews

707 E Bidwell St, Folsom, CA 95630, USA
+1 (916) 364-1700
www.heritageccu.com
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-04-01

Mailing Address

ca, United States

Company Name

Heritage Community Credit Union

Heritage Community Credit Union

Contact Data

Feedback about Heritage Community Credit Union - Folsom?

Here you get acquainted with the feedback of our customers.

Friendly staff, exceptional customer service.

Valentin Hilpert

Professional service every time...

Ms. Calista Steuber

They answered all my questions and the process was less than 20 minutes.

Zion Kovacek

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Folsom, Pennsylvania

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Folsom, Pennsylvania is taken out simply and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

6% APR small loan cap

How will Heritage Community Credit Union - Folsom help take out a payday loan in Folsom, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Folsom, pa consider this circumstance not a hindrence to take out a loan. The customer of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on a due date and not only cope with current difficulties, but enhance the credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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