Welcome to Our Online Loan Referral Service


1320 E Bidwell St, Folsom, CA 95630, USA
+1 (916) 984-2300
www.firstcitizens.com

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM?

Here you get acquainted with the feedback of our customers.

Good service with a favorable percentage. Money transferred immediately, I always use First Citizens Bank ATM.

Alison Heaney

Not the first time I use First Citizens Bank ATM. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Porter Paucek

I recommend First Citizens Bank ATM to everyone, I am applying for the second time. Everything is great!

Stephen Bayer

The money are transferred to my bank account. I pay back through my personal account. The payment is efficient and fast. Pay on schedule and there will be no issues.

Dr. Brisa Murphy

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Mr. Seamus Ziemann DDS

I have a problem with paying off a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to contact First Citizens Bank ATM. They really helped out.

Cathryn Smith

Pay Attention

Above-shown info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Folsom, Pennsylvania

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to take out payday loans in Folsom, Pennsylvania. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

6% APR small loan cap

How will First Citizens Bank ATM help issue a loan in Folsom, Pennsylvania?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Folsom, Pennsylvania. They rate many other factors before issuing a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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