Welcome to Our Online Loan Referral Service

3.2 9 reviews

521 E Bidwell St, Folsom, CA 95630, USA
+1 (916) 983-4451
locations.usbank.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
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Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

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Above-specified info provides the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Folsom, Pennsylvania

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Folsom, pa. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

6% APR small loan cap

How will U.S. Bank Branch help take out a payday loan in Folsom, Pennsylvania?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Folsom, pa will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Folsom, California

Union Bank

4240 Lincoln Blvd, Marina Del Rey, CA 90292, USA

+1 (310) 301-8500

blw.unionbank.com

Union Bank

4660 Towne Centre Dr, San Diego, CA 92121, USA

www.unionbank.com

Armed Forces Bank

2260 Callagan Hwy Bldg 3379, San Diego, CA 92136, USA

+1 (619) 239-3601

www.afbank.com

La Hacienda Checks

219 N Amphlett Blvd, San Mateo, CA 94401, USA

+1 (650) 343-3537

www.lahaciendamarkets.com

U.S. Bank-Choe Hung-Mortgage Loan Officer

790 E Colorado Blvd Ste 480, Pasadena, CA 91101, USA

+1 (626) 660-1816

mortgage.usbank.com

Principal Financial Group

25181 N Center St, Los Molinos, CA 96055, USA

+1 (530) 392-9198

www.principal.com

OnQ Financial - Mortgages Simplified

30700 Russell Ranch Rd STE 150, Westlake Village, CA 91362, USA

+1 (805) 449-2000

onqfinancial.com

Erica Troller - CMG Financial Mortgage Loan Officer NMLS# 684982

665 Munras Ave #200, Monterey, CA 93940, USA

+1 (602) 999-2872

www.cmgfi.com

Tri Counties Bank

595 Main St, Weaverville, CA 96093, USA

+1 (530) 623-5521

branch.tcbk.com

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