Welcome to Our Online Loan Referral Service

4.7 3 reviews

17860 Newhope St # 104, Fountain Valley, CA 92708, USA
+1 (714) 619-0268
www.cathaybank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1997-10-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Cathay Bank?

Here you get acquainted with the reviews of our customers.

Great bank for small businesses

Baylee Schumm I

Professional services, been in business with them for over 10 years.

Minerva Crooks Jr.

Pay Attention

Above-specified info provides the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Fountain Valley, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and quick to issue loans in Fountain Valley, California. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Cathay Bank help issue a loan in Fountain Valley, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Fountain Valley, ca review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only resolve current issues, but enhance the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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