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5 reviews
Loan agency in Watsonville, California

1716 Freedom Blvd Ste. 104, Freedom, CA 95019, USA
+1 (831) 722-0161
www.advanceamerica.net
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the reviews of our clients.

I got cash advance from Advance America 3 times. Paid back all my loans on schedule. Last week wanted to borrow more, but they approved me for only $400 ???

Prof. Derek Halvorson

The site does not work so I can not apply for the money…

Prof. Bud Weissnat

Unhappy borrower! Was declined for no reason. My credit was average.

Thaddeus Anderson

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Freedom, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and fast to get approved for payday loans in Freedom, New York. The APR will be set specifically for each person and will depend on the personal data the client filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can help people who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a payday loan if you are certain that you can afford payments without delays.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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