Welcome to Our Online Loan Referral Service


39420 Liberty St #155, Fremont, CA 94538, USA
+1 (925) 580-8568
www.stearns.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

Feedback about Stearns Home Loans - Fremont, CA?

Here you grapple with the reviews of our customers.

Sky-scraper interest rate. When paying off a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Prof. Adele Morar

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Prof. Jennyfer Dickens

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Fremont, New Hampshire

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Fremont, New Hampshire is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Stearns Home Loans - Fremont, CA help issue a loan in Fremont, New Hampshire?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Fremont, nh will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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