Welcome to Our Online Loan Referral Service

3 9 reviews

45 E River Park Pl W Suite 108, Fresno, CA 93720, USA
+1 (559) 447-7900
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Fresno Branch?

Here you read the reviews of our clients.

Can be hard to find, but Google maps will get you there if you pay attention.

Myrl Schamberger III

Always had a great experience!

Hollie Mayert Jr.

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Fresno, Ohio

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Fresno, Ohio are issued easily. The interest rate is dependent on the client's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Mechanics Bank - Fresno Branch help take out a loan in Fresno, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Fresno, Ohio. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Fresno, California

Westamerica Bank

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+1 (925) 688-0808

www.westamerica.com

Cash Max

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+1 (408) 929-1002

California Bank & Trust

1800 Arden Way, Sacramento, CA 95815, USA

+1 (916) 929-3200

calbanktrust.com

BBVA Bank

3989 W Florida Ave, Hemet, CA 92545, USA

+1 (951) 791-9200

www.bbvausa.com

Speedy Cash

13722 Sherman Way, Van Nuys, CA 91405, USA

+1 (818) 781-0971

www.speedycash.com

Speedy Cash

Mendocino, CA 95460, USA

+1 (707) 202-5013

Loaning America

16129 Hawthorne Blvd, Lawndale, CA 90260, USA

+1 (310) 370-5626

Rose Loan

12220 Pigeon Pass Rd # N, Moreno Valley, CA 92557, USA

+1 (951) 486-0210

Xpress Title Loans

225 Hammer Dr, Watsonville, CA 95076, USA

+1 (831) 322-1022

xpresstitleloan.com

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