First California Federal Credit Union Payday Loans Review

Organization owner?

2525 E Shields Ave, Fresno, CA 93726, USA

+1 (888) 748-3266

Thursday

10AM–5:30PM

Friday

10AM–6PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5:30PM

Tuesday

10AM–5:30PM

Wednesday

10AM–5:30PM

What people think about First California Federal Credit Union?

Below you get acquainted with some of the reviews of our clients.

The process was effortless, quick. No surety needed. Thank you a lot. Love their 24/7 customer support. No troubles. Would use again.

Myah Dietrich

I recommend First California Federal Credit Union to every person who need extra money. I’ve been using them for 4th time. Always amazing service!

Ora Barrows

First California Federal Credit Union seems fair. At least they have no hidden fees. This was the only company that approved me for a cash advance.

Antwon Ebert

They only ask for an ID to get accepted. Last week I was fined and needed extra money to hold on. These guys saved me although I had a low credit score. Online and legit process. Very happy!!

Jude Leannon

Important

The previous three items describe a specific lender. But below you can read common data about payday loans.

Payday Loans in Fresno, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Fresno, Ohio is are simple to access. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.