Welcome to Our Online Loan Referral Service

4 4 reviews

1172 E Shaw Ave, Fresno, CA 93710, USA
+1 (559) 243-4370
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you find some of the reviews of our customers.

I always use Westamerica Bank when it need a loan. The application process is hassle-fee. No complaints.

Mr. Charles Rempel

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Westamerica Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $800 online. Fortunately I got an approval!!! They literally saved my life.

Wilfred Koch

I took out for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another approved me for a smaller amount but here it got as much as I wanted.

Mathias Nitzsche

A couple of days ago I urgently needed $500 to pay for a wedding. I submitted an application form via the website of Westamerica Bank. I entered the basic personal information. No phone calls. The desired loan was approved within 10 minutes. The money was deposited to my bank account within 2 hours. Amazing website!

Heath Wintheiser

Important

Now you can read general characteristics of payday loans.

Payday Loans in Fresno, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Fresno, Ohio is are easy to access. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in good time.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

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