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Created Date
1997-03-27
Mailing Address
Company Name
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What people think about Farmers & Merchants Bank of Central California?
Below you get acquainted with some of the opinions of our customers.
Easy application. I only needed an ID and a bank account. Very quick lending decision. The first time I was approved for $300 only. Hope the limit will be more next time. Interest rate is affordable . Repaid the loan . If you have difficulties, the term can be also extended.
Keyshawn Wyman
I applied for the first payday loan in my life, was approved immediately despite the fact that I had other loans. I repaid it early. Love this lender for their affordable rates. Other lenders in my town charge sky high interest!
Dr. Shaina Leuschke
Recently I experienced the most unexpected situation in my life. I urgently needed $1000 to cover utility bills. This company helped me the day I applied. They were the only company that accepted me for the requested amount. I dealt with all my troubles. I will definitely recommend this website to my friends. Best service in my life.
Sincere Waters
Used Farmers & Merchants Bank of Central California for the third time. The lender is honest. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.
Jerald Kerluke
Farmers & Merchants Bank of Central California seems reliable. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $900. Repaid the loan on due date. The managers were friendly, they gave fast answers to all my questions. No issues. But their rates are not the lowest on the net.
Jean Deckow
Pay Attention
The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.
Payday Loans in Galt, Iowa
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the easiest solution to your short-term financial difficulties in Galt , Iowa because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
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