Welcome to Our Online Loan Referral Service

4.2 5 reviews

14137 Vermont Ave, Gardena, CA 90247, USA
+1 (310) 771-0917
Monday
10AM–6:30PM
Tuesday
10AM–6:30PM
Wednesday
10AM–6:30PM
Thursday
10AM–6:30PM
Friday
10AM–7PM
Saturday
10AM–5:30PM
Sunday
Closed

What people think about K & W Check Cashing?

Below you get acquainted with some of the reviews of our customers.

I needed $700 to buy a bag of my dream. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. K & W Check Cashing is the most credible company in Gardena.

David Bergnaum

Was invited to a birthday party but was broke at that time. A friend recommended me to address K & W Check Cashing. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was simple.

Althea Leffler

I am a loyal client of K & W Check Cashing. It is very fast to apply online. The interest rate was favorable. Their staff always reply in a timely manner.

Dr. Stewart VonRueden Jr.

Recently I had the most unpleasant situation in my life. I urgently needed $800 to deal with utility bills. This lender assisted me the same day. They were the only company that accepted me for the requested amount. I solved all my troubles. I will definitely recommend this website to my family. Best service in my life.

Mittie Bergstrom

Important

Above there is information about a definite lender. Below you can read common features of payday loans.

Payday Loans in Gardena, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Gardena, California. The entire process is hassle-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a cash advance if you are confident that you can afford payments without delays.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Gardena, California

U.S. Bank Branch

531 5th St W, Sonoma, CA 95476, USA

+1 (707) 938-5666

locations.usbank.com

CalWest Bank

22342 Avenida Empresa # 101A, Rancho Santa Margarita, CA 92688, USA

+1 (949) 766-3015

calwestbancorp.com

BSI Financial Services Inc

1355 Willow Way Suite 115, Concord, CA 94520, USA

+1 (925) 933-6001

www.bsifinancial.com

Mechanics Bank Lot

1364N Broadway, Walnut Creek, CA 94596, USA

+1 (925) 933-8795

www.mechanicsbank.com

Oak Valley Community Bank

351 N Main St, Bishop, CA 93514, USA

+1 (760) 874-2265

www.ovcb.com

U.S. Bank Branch

1211 S Sanderson Ave, Hemet, CA 92545, USA

+1 (951) 929-5112

locations.usbank.com

Chase Bank

17599 Monterey Rd, Morgan Hill, CA 95037, USA

+1 (408) 779-9182

locator.chase.com

Foothill Federal Credit Union

645 S Lone Hill Ave, Glendora, CA 91740, USA

+1 (626) 445-0950

www.foothillcu.org

Prominent Mortgage Lending

111 Town Square Rd, Copperopolis, CA 95228, USA

+1 (925) 413-2524

www.prominentmortgage.com

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