Welcome to Our Online Loan Referral Service

5 reviews

400 Alta St, Gonzales, CA 93926, USA
+1 (831) 675-3637
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Gonzales Branch?

Here you see the feedback of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Dr. Claudine Spencer

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Mechanics Bank - Gonzales Branch in Gonzales seemed to me the most efficient.

Oceane Hermiston

Money was urgently needed. I left an online application in Mechanics Bank - Gonzales Branch. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Stanton Okuneva

Pay Attention

Above-defined info offers the details about a exact lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Gonzales, Louisiana

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to take out loans in Gonzales, Louisiana. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Mechanics Bank - Gonzales Branch help issue a loan in Gonzales, Louisiana?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Gonzales, la will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

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