Welcome to Our Online Loan Referral Service

4.3 4 reviews

8789 Auburn Folsom Rd Suite B, Granite Bay, CA 95746, USA
+1 (916) 979-7233
www.safecu.org
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about SAFE Credit Union?

Here you see the feedback of our customers.

They make you feel like family.

Emmett Fahey

It's like they had a bitter taste in their mouth because I was leaving

Verner Funk

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Granite Bay, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and fast to take out loans in Granite Bay, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SAFE Credit Union help issue a loan in Granite Bay, California?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Granite Bay, ca review this circumstance not an obstacle to take out a loan. The client of a loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only cope with current issues, but improve the credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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