Welcome to Our Online Loan Referral Service

4.9 7 reviews

157 Joerschke Dr, Grass Valley, CA 95945, USA
+1 (530) 477-8833
Friday
9:30AM–6:30PM
Saturday
10AM–5:30PM
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM

Feedback about Smiley Services Check Cashing?

Here you read the reviews of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Sadye Balistreri

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Smiley Services Check Cashing in Grass Valley seemed to me the most reliable.

May Abbott

Smiley Services Check Cashing is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Dr. Graham Bednar IV

Smiley Services Check Cashing seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Kayli Labadie

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Smiley Services Check Cashing in Grass Valley seemed to me the most convenient.

Mr. Gavin Steuber

I addressed Smiley Services Check Cashing. Everything was done fast. Only pleasant impressions remained!

Derick VonRueden

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Grass Valley, California

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Grass Valley, California is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Smiley Services Check Cashing help issue a loan in Grass Valley, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Grass Valley, ca will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Grass Valley, California

Oak Valley Community Bank

20 Plaza Cir, Patterson, CA 95363, USA

+1 (209) 892-5757

www.ovcb.com

Financial Wize Mortgage Lenders San Marcos CA

375 S Rancho Santa Fe Rd #204, San Marcos, CA 92078, USA

+1 (760) 490-0250

mortgage-lenders-san-marcos-ca.business.site

ACE Cash Express

3359 Whittier Blvd, Los Angeles, CA 90023, USA

+1 (323) 415-6600

www.acecashexpress.com

Advance America

4573 Mack Rd, Sacramento, CA 95823, USA

+1 (916) 395-6375

www.advanceamerica.net

Oportun

431 E First St, Santa Ana, CA 92701, USA

+1 (657) 529-7153

oportun.com

Money Scholar

1191 Huntington Dr # 127, Duarte, CA 91010, USA

+1 (310) 738-7301

Western Payday

3585 Industrial Dr, Santa Rosa, CA 95403, USA

+1 (707) 800-9378

www.wpdloans.com

Corner Cash Advance Redding

364 Knollcrest Dr, Redding, CA 96002, USA

Janelle Sagen, Finance of America Mortgage LLC

3020 Old Ranch Pkwy Suite 200, Seal Beach, CA 90740, USA

+1 (562) 799-5793

www.foamortgage.com

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