Feedback about Smiley Services Check Cashing?
Here you read the reviews of our customers.
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Sadye Balistreri
I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Smiley Services Check Cashing in Grass Valley seemed to me the most reliable.
May Abbott
Smiley Services Check Cashing is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.
Dr. Graham Bednar IV
Smiley Services Check Cashing seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.
Kayli Labadie
I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Smiley Services Check Cashing in Grass Valley seemed to me the most convenient.
Mr. Gavin Steuber
I addressed Smiley Services Check Cashing. Everything was done fast. Only pleasant impressions remained!
Derick VonRueden
Pay Attention
Above-defined info provides the details about a certain lending company. Below-specified info is oriented on common information about payday loans.
Payday Loans in Grass Valley, California
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.
Such financial products as payday loan in Grass Valley, California is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Smiley Services Check Cashing help issue a loan in Grass Valley, California?
- Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take several minutes to process the form. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every borrower should enter the following data:
Then a borrower should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Grass Valley, ca will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in Grass Valley, California
Express Money Center
560 S Winchester Blvd # 500, San Jose, CA 95128, USA
+1 (888) 205-4156
expressmoneycenter.com
California Check Cashing Stores
15251 E 14th St, San Leandro, CA 94578, USA
+1 (510) 276-2426
www.ccfi.com
Bank of America Mortgage
1399 Foothill Blvd, La Verne, CA 91750, USA
+1 (909) 731-4760
www.bankofamerica.com
Santa Cruz County Bank
75 River St, Santa Cruz, CA 95060, USA
+1 (831) 600-4020
www.sccountybank.com
