Welcome to Our Online Loan Referral Service

4 4 reviews

375 Brunswick Rd, Grass Valley, CA 95945, USA
+1 (530) 477-4040
www.westamerica.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you find some of the reviews of our clients.

People here are very friendly and knowledgeable about the products and services.

Nigel Kautzer

I wanted to open a basic personal checking account.

Mr. Jabari Heathcote

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Grass Valley, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Grass Valley, California is are simple to access. The APR is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Grass Valley, California

F&M Bank

121 S Center St, Turlock, CA 95380, USA

+1 (209) 664-5400

www.fmbonline.com

U.S. Bank-Catherine Pan-Mortgage Loan Officer

101 E Foothill Blvd, Arcadia, CA 91006, USA

+1 (626) 538-9403

mortgage.usbank.com

U.S. Bank ATM - Dunsmuir

5928 Dunsmuir Ave, Dunsmuir, CA 96025, USA

+1 (800) 872-2657

usbank.com

Bibby Financial Services

Thousand Oaks, CA 91361, USA

+1 (877) 882-4229

www.bibbyusa.com

Exchange Bank

1031 Vine St, Healdsburg, CA 95448, USA

+1 (707) 433-0400

www.exchangebank.com

Lendmark Financial Services LLC

3206 Countryside Dr, Turlock, CA 95380, USA

+1 (209) 252-0234

www.lendmarkfinancial.com

USA Checks Cashed & Payday Advance

13622 Bear Valley Rd suite b-12, Victorville, CA 92392, USA

+1 (760) 951-0121

www.usacheckcashingstore.com

Check Into Cash

16855 Valley Blvd STE G, Fontana, CA 92335, USA

+1 (909) 355-9649

local.checkintocash.com

Bank of America ATM

14476 Big Basin Way, Saratoga, CA 95070, USA

+1 (844) 401-8500

locators.bankofamerica.com

Top